Why choose us?

nbhl_01  Social Responsibility

As a Mortgage Broker Brisbane can trust, we believe in giving back to the society. This sits high on our priority, choosing our service will see you do the same too. Our support for Swags For The Homeless will ensure that a donation is made each time you take out a Brisbane home loan with us to the organisation that extends a helping hand to the homeless in your community.

For more information, please visit

our Swags For the Homeless page.

nbhl_02  Technology / Communication

Equipped with the latest computer software, we will analyse and compare other lenders’ rates, fees and charges to secure you the best mortgage broker deals available in Brisbane. During this process, we will maintain regular contact with you on whichever platform you prefer just to make sure that you are kept updated.
As part of our service of excellence, we commit ourselves to be ever present in supporting you throughout our Brisbane home loans partnership.

click here to use our home loan calculator

nbhl_03  Community Involvement

We are proud to serve and operate in the local community of Albany Creek. We have been strong supporters of Albany Creek State High School, Eaton Hill State School, Genesis Christian College at Bray Park.
The main driving force of the company, Patrick Cranshaw, was the founding member of the  Albany Creek Business Contact group. A community set up for locals to support local businesses in and around our area.

In November 2015 we were a finalist in the Australian Mortgage Awards category – Best Community Engagement for our initiative to support Swags for Homeless by providing a Backpack Bed to those less fortunate with every home loan we settle.

nbhl_04  Experience and Integrity

With over two decades of experience in the financial industry, we have worked with more than 20 different lenders. We also offer a myriad of Brisbane home loan products, of which we are certain that we will find the one that suits you best. And you will be assured we are the best mortgage broker Brisbane residents have trusted for years.
Being a full member of MFAA (Mortgage and Finance Association of Australia, Membership No. 9025), you can be assured peace of mind and quality service when you take out a loan with us. Above all, we offer Professional Indemnity Insurance that covers more than $5,000,000.

For more information on the importance of seeking out a home loan with an accredited member of the MFAA, please visit www.mortgageandfinancehelp.com.au.

nbhl_05  Personal Accessibility

Once you make the decision to engage our mortgage broker services, we will ensure that the process is made as convenient as possible for you. From your home to your office, we are ready to go the extra mile to meet with you at the location of your preference.
Alternatively, our prime location makes popping in at our office a breeze! Situated at Unit 6 Level 1, 25 Ferguson Street, Albany Creek QLD 4035, we can be found right behind the Coffee Club!
With an increasing number of Australians using Mortgage Brokers to hunt down a loan, we have a history of great experiences to share with you through what our past clients have said about us. Check them out here!
Having said these, we assure you that you are not just a number to us! Drop us a call at 07 3889 9719 or email us and arrange a free, no-obligation consultation.

nbhl_06  Award Winning Mortgage Broker Brisbane

Nominated as finalist in the 2014 Better Business awards for Queensland in the category of Best Customer Service – and the 2015 Australian Mortgage Awards as finalist in Best Community Engagement. Individual Awarded the Highest Achieving Company in 2005/2006, and being the Aggregators QLD Broker of the Year in 2004/2005, we are without a doubt highly regarded in the Mortgage Broking field. Also seen on several lenders-broker panels, we attend frequent meetings, a think-tank to facilitate the information on how to improve our clients’ experiences.

“We were so happy to have found Patrick! We have just bought our second home
and had a great experience dealing with North Brisbane Home Loans.”

Kylie & David – Narangba

About Us

An Award Winning Mortgage Broker Brisbane Based Who Aspire To Offer Only Our Best Service.

Individuals on the lookout for Brisbane home loans are constantly swarmed with the plethora of products available on the market. Therefore, it is vital that you find one that is optimal for your needs.

Having your loans sorted out is of our utmost priority. As there are various types of home loans, each offering a different rate and features, we recommend that you always check the terms of your loan.

Our vast experience in this industry allows us to confidently offer you assistance in loans such as these


It is confusing out here when looking for a loan when you have done it before. So buying your first home can be daunting. So much to weigh up. Loan amounts, deposit amounts, types of deposits, rates, fixed versus variable – where do you start to look? Well best bet is to get hold of someone who has done it many times before and use their knowledge to help you make informed decisions. A coach. Someone who is there with you, working with you towards a common goal.

Designed to ensure that your assets reap the most monetary rewards, an investment plan works at building your wealth and ensuring your financial freedom.
While some may find this future far-fetched, it is never too late to start! Although the housing market experiences rises and dips, the risk involved in taking out an investment plan is significantly lowered with the assistance and expertise of a professional mortgage broker.

Many small and home-based businesses are often missing out on gaining good rates due to the banks pricing for risk due to being “business” related with high upfront costs, rates and ongoing fees. With residential or commercial backed security these businesses are now offered alternatives through financial institutions that can often provide home loan rates to meet their needs. One call could make thousands of dollars in savings by being on the front foot and not just paying what everyone else is taking.

As the name puts it, bridging loans offers individual who require a sum of money to cover the cost gap when purchasing a property before the existing on is sold. This loan is normally short term and more expensive than its counterparts. The trick is to know who you can use to make the process simpler and not so expensive.

Similar to the standard variable loan, the honeymoon loan evolves into the former after the ‘honeymoon’ period expires. This period usually lasts up to twelve months where clients enjoy a lower repayment.
Once this period is over, you may find yourself having a make a higher repayment for the remainder for the loan and a fee will be charged when one switches to another loan type. Therefore, be sure to speak to your mortgage broker to plan out your repayment carefully.

Termed the “no-frills” loan, the standard variable is a basic loan that can sometimes have an offset connected – but depends on the lender and also what if any ongoing fees are associated with it. A  fixed rate loan offers clients the ease of mind of not having to face fluctuating interest rates over the years of repayment. Once a rate is set, it is locked it for a specific period, normally between one and five years. This presents you a proper structure in your financial planning for your future aspirations or just protect you from rates in a potential rising market. You can combine these with some banks to get the best of both worlds. We work with you to custom a loan package that suits your own situation.

nbhl_111  INSURANCE
Apart from bringing you loan related services; we also offer the services of a leading local broker in house for risk and life insurance where you can secure your financial freedom and future.
Neil offers his expertise to various individuals from first home buyers, professionals and business owners to those with uncommon employment.

Our in house financial planner is a valued member of our team. Glenn works with our clients towards their goals financially. Be that a retirement strategy, combing superannuation into a better fund to save fees and simplify things or budgeting to get into a better financial position overall. We offer this service to all of our clients and Glenn is happy to meet obligation free for the first meeting. You can find more information and contact Neil and Glenn here: www.fairwayfinancial.com.au

We offer our expertise to various individuals from first home buyers to those with uncommon employment. We have the loan that you are looking for. Our wealth of knowledge in company, trusts and SMSF mortgages will ensure that we find the perfect match for you.

As your mortgage specialist, we provide you comprehensive comparison of a variety of loan options from a list of lenders and advise you with choosing the most suitable one for your needs.

Please call us on the details below and one of our mortgage brokers will contact you to discuss your eligibility for a home loan.

“Pat helped us get a loan at great rates when I really don’t think anyone else could have or would have. Great service from start to finish. I would recommend North Brisbane Home Loans to anyone wanting to get finance.”

Sharon – Ningi


At North Brisbane Home Loans we strongly believe that loan products should be easy to understand, easy to access and allow you peace of mind.

The constant improvement of regulations in the broking industry across Australia is a welcomed move. Consider your mortgage broker as your source of information in this field, just like your doctor when it comes to your health.

Being in the business of fostering long-term relationships with our clients, we put ourselves in your shoes and consider actions that are for your best interest, not the banks’.

We will work hand in hand with you and your service provider, be it estate agent or lender, during the process of you taking out the loan. At the same time, we will ensure that you get the best possible financial aid for your circumstances.

Your time taken to find out more about us, and the step-by-step procedure of taking out a loan with us is greatly and sincerely appreciated. This information is crafted in a manner where you will be well informed of this process and assure you of our promise to grant you a positive experience with us.

For more information about us or, if you would like to speak to a professional regarding your situation, please feel free to contact us.

Patrick Cranshaw

Certified Mortgage Professional

Phone: 07 3889 9719

Debbie Hays

Client Services Manager

Phone: 0415 066 865

“We have been clients of North Brisbane Home Loans for a number of years now and have always found their service and outcomes to be excellent.”

Tim – Stafford

Better Business Awards



A local mortgage broker covering North Brisbane is in the running to take out two of Australia’s top industry awards.

North Brisbane Home Loans has been shortlisted as a finalist to win 2 of the state-based Best Community Engagement and Best Customer Service awards at the 2016 Better Business Awards, hosted by The Adviser, Australia’s top publication for mortgage and finance brokers.

Founded in 2002, North Brisbane Home Loans offers mortgage advice and brokering services to the Albany Creek and North Brisbane community. It has particularly strong relationships with ANZ, NAB Macquarie, St George among many and specialises in helping First Home buyers and Self Employed clients get a better deal.

Now in its third consecutive year, the Better Business Awards forms part of the award-winning Better Business Summit, named Business Event of the Year at both the 2015 and 2014 Publish Awards (previously the Publishers Australia Excellence Awards).
Jim Hall, head of mortgages and real estate at Sterling Publishing – publisher of The Adviser – said The Awards present a unique opportunity for brokers, lenders and aggregators to build their profile within the industry and for the general public.
“We know that the key to successful broking is building up a local presence. The Better Business Awards provides a unique opportunity to do just this as it celebrates the top performers in each state, as well as those making a genuine difference in their local market,” he said.

Patrick Cranshaw, owner and mortgage broker at North Brisbane Home Loans said he is humbled by the nomination.

“That North Brisbane Home Loans has been recognised for its excellent contribution to the North Brisbane community reinforces the strength of the brand in connecting with the community, and engaging with its customers,” he added.
The winner will be announced at the state awards dinner in Brisbane 18th February 2016.



At North Brisbane Home Loans, we put in our very best efforts to make sure that the complexities of the financial industry are made palatable to you. Our open communication policy ensures that you are kept up to date through useful and informative communication pieces.

We will also notify you of the outcome of the monthly Reserve Bank of Australia (RBA) meeting, and how does it affect your financial situation.

If this is something you would like to know more about, please complete the form on our contact us page, and we will get down to providing you with the information and be the best mortgage brokers Brisbane residents need!

Some relevant information to get you started…Checklist  – What makes a good mortgage broker,
Do Your Homework on Your Mortgage Broker.

Monthly Newsletters


“Pat was recommended to me to assist with my first home loan. He did not disappoint. After a rather disappointing service experience with another broker, Pat was a breath of fresh air.”

Jason – Keperra

Contact Us

When we help you with your borrowing needs, we consider you to be a client for life. We want you to be confident that you are working with someone who has your best interests in mind now and in the long term.

The team at North Brisbane Home Loans has many years’ experience in finance and mortgage broking. Our aim is to find you the best loan for your needs, and make the process as simple and transparent as possible! So if you are looking for a mortgage broker Brisbane wide, please get in touch with us today!

Or fill out the Apply Now form by clicking here.

Address: North Brisbane Home Loans Unit 6 Level 1 25 Ferguson Street (behind Coffee Club) Albany Creek QLD 4035
Phone: (07) 3889 9719
Open Monday to Friday 9am to 5pm and Weekends by appointment
Perigee Finance Pty Ltd trading as North Brisbane Home Loans
Australian Credit Licence Number : 387268
North Brisbane Home Loans is a Full Member of Mortgage and Finance Association of Australia (MFAA) # 9025

Send Us a Message


Please complete the contact form if you have any questions or requests in regard to our services.
We will respond to your message within 2 hours during business hours.

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Where our business comes from

It is important to know what our clients think of us, as many people rely on referrals to make a decision to choose a mortgage broker.

Our business comes from existing happy clients who tell their friends and family, either directly or via various social media platforms, internet (Google) searches in local area and from our many referral partners (Financial Planners, Real Estate agents, Accountants and others)