When you’re about to purchase the most expensive investment of your life, you’ll want to know what you’re getting yourself into. This is why a building and pest inspection can make or break your next property purchase. Think of it as your best friend. That “friend” that will tell you the truth no matter what…
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Your dream retirement plan: how to make it a reality Do you have a picture of how you’d like your retirement to look like? Will you travel, spend more time on your hobbies or see the grandkids more often? When it comes to working towards a dream retirement the people who are most content and…
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What to expect when building a house? So you’ve decided that you want to build your dream home? Congratulations. Building a home unique to your lifestyle is an amazing experience. But it can be stressful if you don’t have an experienced team to work with you through the process. With so much information available, we’ve…
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Demand For Fixed Rate Home Loans Skyrocket If you thought the demand for fixed rate home loans in Australia was skyrocketing already, then brace yourself because it’s going to explode. The low interest-rate environment and COVID-19 pandemic impacts together have boosted the demand for fixed-rate mortgages. Back when interest rates were in the 4-5 percent…
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What’s Changed In 2020 COVID-19 For The Self Employed Borrowers? While the rules and regulations haven’t changed significantly for self employed borrowers wanting to borrow a home loan, COVID-19 has certainly made it a little trickier. Lenders are requesting additional income documentation to ensure your business hasn’t been massively impacted by the pandemic. Some lenders…
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How A Local Mortgage Broker Can Help You Invest In Property? One of the more popular ways in Australia for wealth creation over the years has been the purchase of property as an investment. There are many issues that need to be covered off prior to purchasing an investment property in Australia, but using a…
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Deferring your home loan during the 2020 recession Now that we’re officially in the midst of a recession, it’s been announced that mortgage deferral options have been extended until January 2021 for those still in financial distress. By the end of September, 393,000 mortgage deferrals across the country, worth $160 billion, were in place with…
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Buying during a recession – is now the right time? While it’s been declared that we’re officially in a recession, many may be left wondering what this actually means, particularly when it comes time to purchase a property. In many areas, COVID-19 has knocked Australia’s residential property market. But is it as bad as it…
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As we continue to battle the economic shock of COVID-19, we’re left wondering what impact this will have on the property market. The common predation is that house prices will go down but by how much? While everyone has a prediction, with some predicting house price falls of up to 40 per cent as worst-case…
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Three Things To Look For When Choosing A Mortgage Broker It might be tempting to go straight to your current bank to secure your home loan, and this is a perfectly fine option. But it might not be the best option for your unique situation and you might be paying more than you realise. This…
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