You may have heard about recent changes to major bank policies and interest rates etc. These are big changes that are affecting buyers and investors all over Australia. Basically APRA (Australian Prudential Regulation Authority) has said “Whoa Girl!” – they have big concerns about the growth in the major banks investment portfolios, and accordingly have either…
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Mortgage brokers are professionals in the home loan industry. They work with you to determine your borrowing needs and how much you can borrow. Brokers help ensure you don’t take out a loan that is too big for you. Professional mortgage brokers only focus on loans. This means a broker is an expert in loans…
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Should I Use A Home Loan Mortgage Broker In Brisbane? There are many reasons why people need a credit or to borrow money. And there are many different types of people as well. Using a mortgage broker you can easily get your desired home loan at the best interest rates. We have looked at our…
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What Are Best Loans For Self-employed? When you’re self-employed and want to obtain a loan, for example for the purchase of your new home, there are certain restrictions and additional procedures you should be aware of, as compared to the average person who is employed by a company. Unfortunately, even though you may earn more…
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What Do Changing Bank Policies Mean For You? In our lives, we are often assaulted by a battery of policies and rules. There are government policies governing the way we live our lives. There are educational policies governing the way our children are taught. There are workplace policies to provide guidelines for how we should…
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Refinancing is the option for you to convert one or more existing debts into one consolidated long-term debt. Essentially it allows you to treat your debts as Playdoh – You still have the same amount of debt, but in different forms, shapes and sizes. Why then would you ever consider refinancing, considering that it’s essentially…
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How Do I Apply For A Home Loan? Home loans can be a daunting thing to do, especially for first time home buyers, or people who have never dealt with banks before. A home loan is a debt that you will be repaying over the next 20-30 years. So before you sign on the dotted…
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Buying Your First Property For Investment? In today’s world, and especially Australia, real estate is often seen as a very stable investment that is going to appreciate with time. Barring massive disastrous acts of God or a big adjustment in the property market, real estate is often a great investment. One issue you will face…
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