Refinancing is the option for you to convert one or more existing debts into one consolidated long-term debt. Essentially it allows you to treat your debts as Playdoh – You still have the same amount of debt, but in different forms, shapes and sizes. Why then would you ever consider refinancing, considering that it’s essentially…
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How Do I Apply For A Home Loan? Home loans can be a daunting thing to do, especially for first time home buyers, or people who have never dealt with banks before. A home loan is a debt that you will be repaying over the next 20-30 years. So before you sign on the dotted…
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Buying Your First Property For Investment? In today’s world, and especially Australia, real estate is often seen as a very stable investment that is going to appreciate with time. Barring massive disastrous acts of God or a big adjustment in the property market, real estate is often a great investment. One issue you will face…
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