Could My Rental History Help Me Qualify for a Home Loan? Saving for a house deposit while renting can feel impossible. Whether you are wanting to buy your first home or an investment property, paying rent every week doesn’t always leave much for you to build up enough genuine savings for a full deposit. For…
Why Should I Get Home Loan Pre-Approval? Are you house hunting and wondering if you should be getting home loan pre approval? How do you even get pre approval for mortgage? A mortgage pre approval, put simply, is a loan pre approval that confirms how much your lender will provide you with for your mortgage.…
How Does the First Home Buyer Super Saver Scheme Work? The red hot property market in Brisbane is certainly making life harder for first home buyers. Between July 2020 and July 2021, the median house price in Brisbane increased by close to $78,000. For first home buyers trying to save a 20% deposit, that’s a…
Will My Debts Make It Harder to Get A Loan? Many of us live with some sort of debt and home buyers often ask us if their existing debt will affect their home loan approval. Our answer is usually: let’s look at what debt you have and how it will affect your borrowing power. Read…
A Step-By-Step Financial Guide to Help You Buy Your First Home Have you decided you want to buy your first home but are unsure on where to start? What you need is a step by step guide to buying your first home, so we have compiled this article to help you get financially ready! Read…
What are the Best Investment Suburbs in Brisbane? Investing in property is a big step. And one of the most important decisions you’ll need to make on your property investment journey is determining which suburb you should buy in. But before you can make that decision, it’s a good idea to answer some important questions:…
How Can I Buy a Second Property with No Deposit? Are you hopeful of buying a second home but have no deposit? If yes, then how to buy a second property with no deposit? Using equity to buy a second property might be available to you, especially if you haven’t reviewed your interest rates recently.…
Are you looking for a better deal on your home loan? You could potentially save thousands of dollars with a better interest rate or access mortgage features more suited to your current lifestyle. Please read on to learn about switching home loans and how you can switch your home loan from one bank to another…
Home Loans Self-Employed Less Than 2 Years Are you self-employed less than 2 years and wanting to buy property? Home buyers who work for themselves can face hurdles with lenders, but with our guide, you’ll know everything you need to get a home loan approval. Self-employed under 2 years – qualifying for a home loan…
How to Finance Your Home Renovation? Are you wondering how to finance home renovations? If so, you’re certainly not alone. Australia is undoubtedly a nation of renovators, with almost 62% of homeowners completing some form of renovation in just 12 months during 2015/2016. And this love affair with renovating has only increased since then. According…