If you’re self employed, you may find that there are a few more hoops you need to jump through to secure a home loan.

Don’t let that deter you! Not all self employed home loan seekers will struggle to secure finance and the experienced team at North Brisbane Home Loans can help you.

North Brisbane Home Loans have more than 90 years’ combined experience in securing home loans for self employed clients.

If you run your own business and looking to buy a home or investment property, talk to one of our professional mortgage brokers.

Lenders often require additional paperwork if you’re self-employed, and you may need a larger deposit to secure finance.

Let the professional mortgage brokers at North Brisbane Home Loans help you find a self-employed home loan to suit your needs.

Why Choose North Brisbane Home Loans?

5 Star Rating

We put you first and genuinely want to help you achieve your property ownership dreams.

We have hundreds of happy customers, find out what they’ve said about working with North Brisbane Home Loans here.

Experienced Mortgage Brokers

With more than 90 years’ combined experience in the industry we can confidently offer you the best advice when it comes to finding the best value loan for you.

We Work For You - Not The Banks

We don’t charge any fees for our services, our commission comes from the lender.

So we’re by your side every step of the way to ensure you select the best loan product for your individual circumstances.

Exclusive Partner Network

Not only do we provide you with the best advice on your home loan needs, we also introduce clients to our network of trusted partners offering discounted rates.

Save time and money searching for reliable building and pest, real estate agents, solicitors and more.

Contact North Brisbane Home Loans

If you’re looking for a self employed home loan, contact the experienced mortgage brokers at North Brisbane Home Loans today.

Contact our professional and friendly team of expert mortgage brokers today!

SAVE MONEY WITH OUR

EXCLUSIVE PARTNER NETWORK

SPECIAL OFFERS

FAQ For Next Home Mortgage

How Much Does A Mortgage Broker Cost?

We don’t charge a fee for our services, instead we are paid a commission by the lender once your loan is complete, which means we’ll work hard to recommend the best home loan for you.

How Much Of A Deposit Do I Need For A Self-Employed Home Loan?

Every lender has different criteria, but generally you will need a minimum of 20% of the property value saved as a deposit if you are self-employed. You may also need to pay lenders mortgage insurance.

To discuss how much of a deposit you will need and costs for purchasing a home while self-employed, contact our expert mortgage brokers on (07) 3889 9719.

What Paperwork Is Required For A Self-Employed Home Loan?

To secure a home loan when you are self employed, many lenders may require you to provide documentation or proof such as:

  • Business Activity Statements (BAS)
  • Proof of GST registration
  • Bank statements for business and personal accounts
  • Lenders’ Mortgage Insurance may apply
  • Proof that you have been self-employed in the same industry for at least one year
  • Proof of ABN registration

Contact our team today and we’ll simplify the process for securing a self employed home loan.

Testimonials

Resources

COMING SOON…

Latest Posts

March 2020 rate cut update: Which banks have the best home loan options

You’ve heard about interest rate cuts in the news, but what does that really mean? And what does that mean for you? Australia’s main interest rate was cut to 0.25 percent last week, the lowest in history. It was part of an emergency package to prevent the financial system melting down as large parts of…

NBHL: COVID-19

  At North Brisbane Home Loans, we’ve always been supportive of our community and we understand that local businesses (like NBHL) have an important role to play during challenging times. This is just one of the reasons why we’re taking the government advice relating to COVID-19 so seriously, with a strong focus on ensuring the…

How Can I Prevent Mortgage Stress?

How Can I Prevent Mortgage Stress? It’s not uncommon to feel a measure of finance-related stress from time to time. When you’re planning a costly event (such as a wedding), when you’ve just come back from a big holiday, when you’re working a little less than usual…these are all situations where you may feel some…

What Does the Average Australian Home Loan Look Like?

Have you ever wondered how your mortgage compares to everyone else’s? Perhaps you’re currently looking to buy, and you’re interested to see how your borrowing capacity weighs up against the state average? Well, fortunately for you, these are just the kind of details that the Australian Bureau of Statistics (ABS) loves to compile. Their most…

What is Refinancing

At North Brisbane Home Loans, we are always happy to answer any questions you may have, and one we hear often is “What is refinancing”? Put simply, refinancing is what we call replacing your old loan with a new one.  In this blog, North Brisbane Home Loans founder and mortgage broker Pat Cranshaw will help…

Different Kinds of Mortgages Explained

When it comes to choosing a home loan lender, it’s important to make a decision based on your personal circumstances. While friends, family and colleagues will offer all kinds of mortgage advice, the fact is their expertise will usually be limited to personal experience. So, how do you make a smart financial decision? Having the…